Show HN: FlyCode – Recover Stripe payments by automatically using backup cards
We built FlyCode after seeing subscription businesses lose ~35% of recurring revenue each year to failed payments — even when customers had other valid cards on file. *The problem:* When a customer's primary card fails, Stripe retries a few times then cancels the subscription. If that customer has a backup card, it isn’t tried. At least 20% of active customers have more than one card on file, which means a lot of preventable churn. *Our solution:* FlyCode automatically identifies if a customer has other valid cards on file and retries them when a subscription payment fails. You can configure when these retries happen during the dunning period (beginning, middle, end) and define validity rules (e.g. “card was used in last 180 days”). It’s a Stripe app — no code changes needed. We've seen 18%-20% higher recovery rates from our core retry engine, plus another 5–10% from using back
Why it failed
We built FlyCode after seeing subscription businesses lose ~35% of recurring revenue each year to failed payments — even when customers had other valid cards on file. *The problem:* When a customer's primary card fails, Stripe retries a few times then cancels the subscriptio
- Kind
- startup
- Status
- Shut down
- Inventor
- JakeVacovec
- Ended
- 2025
- Source
- hackernews