The biggest problem with micropayments is how credit card payment processors work.
The biggest problem with micropayments is how credit card payment processors work. You typically pay a percentage fee. But they thought of everything, so you also pay a flat fee per transaction like 10 cents. So they can get their money from tiny transaction. So for something like a 20 cent micropayment, you pay more to your processor than you pocket. One solution is a universal token system or something like it. You deposit say, 40 dollars, then get 10,000 tokens or whatever. Like Java Beans from back in the day.
Posted by preg_match on Aug 21, 2026, 4:25 PM
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Raise real-world problems, find people facing the same issue, and discuss solutions.2,000 issues0 comments
pricing (FinTech)
While I hate that it's like this, you're leaving money on the table.
The biggest problem with micropayments is how credit card payment processors work.
I think with the advent of cheap Chinese electric cars (new BYD for 7-9k€ in China) VW will die a slow death, slowed down by tariffs, tax...
The German bank I have an account with solves this by making the statements available online and considering them delivered if the statem...
Feature Request: India-Specific Pricing Plans (INR) for Claude & Claude Code
Think about cabinet from 1972 for one electricity meter.
You're right, but until the laws change we should be telling everyone how and make these tools better.
I worked in this industry as a software developer.
The biggest problem with micropayments is how credit card payment processors work.
The biggest problem with micropayments is how credit card payment processors work. You typically pay a percentage fee. But they thought of everything, so you also pay a flat fee per transaction like 10 cents. So they can get their money from tiny transaction. So for something like a 20 cent micropayment, you pay more to your processor than you pocket. One solution is a universal token system or something like it. You deposit say, 40 dollars, then get 10,000 tokens or whatever. Like Java Beans from back in the day.
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