While I hate that it's like this, you're leaving money on the table.
While I hate that it's like this, you're leaving money on the table. Currently you're keeping money in the bank accruing the bank interest to occasionally pay for stuff. With a credit card you would get various bonuses/cashback/gameified returns by owing them money, and it costs you nothing as long as you pay them back once a month interest free. If you however slip up/miss a payment it will cost you a lot. Both cases suck, but the latter saves you money if you play that game. That's from a EU perspective. From a US perspective you also require it from a credit score perspective, which EU thankfully hasn't adopted... yet.
Posted by croon on Aug 25, 2026, 12:44 PM
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Raise real-world problems, find people facing the same issue, and discuss solutions.2,000 issues0 comments
pricing (FinTech)
While I hate that it's like this, you're leaving money on the table.
The biggest problem with micropayments is how credit card payment processors work.
I think with the advent of cheap Chinese electric cars (new BYD for 7-9k€ in China) VW will die a slow death, slowed down by tariffs, tax...
The German bank I have an account with solves this by making the statements available online and considering them delivered if the statem...
Feature Request: India-Specific Pricing Plans (INR) for Claude & Claude Code
Think about cabinet from 1972 for one electricity meter.
You're right, but until the laws change we should be telling everyone how and make these tools better.
I worked in this industry as a software developer.
While I hate that it's like this, you're leaving money on the table.
While I hate that it's like this, you're leaving money on the table. Currently you're keeping money in the bank accruing the bank interest to occasionally pay for stuff. With a credit card you would get various bonuses/cashback/gameified returns by owing them money, and it costs you nothing as long as you pay them back once a month interest free. If you however slip up/miss a payment it will cost you a lot. Both cases suck, but the latter saves you money if you play that game. That's from a EU perspective. From a US perspective you also require it from a credit score perspective, which EU thankfully hasn't adopted... yet.
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