The student loan system in the United States is broken at both ends.
The student loan system in the United States is broken at both ends. The students have no incentive to shop around and keep costs down while going to school. The companies that loan money to students don't really look at whether or not they are a good risk. As painful as it may sound, I personally think that you should only be loaned a certain amount of money based on the degree you're getting and potential earnings in the future. If companies wish to loan you more money believing that you're good risk and charge you a little more interest along the way, that's fine, but you could also end up defaulting on your loan and the company could lose out on their bet. Their needs to be accountability and risk on both sides of this transaction. My two cents worth....
Posted by aNoob7000 on Jun 7, 2015, 3:06 PM
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Raise real-world problems, find people facing the same issue, and discuss solutions.6,000 issues0 comments
pricing (FinTech)
While I hate that it's like this, you're leaving money on the table.
The biggest problem with micropayments is how credit card payment processors work.
I think with the advent of cheap Chinese electric cars (new BYD for 7-9k€ in China) VW will die a slow death, slowed down by tariffs, tax...
The German bank I have an account with solves this by making the statements available online and considering them delivered if the statem...
Feature Request: India-Specific Pricing Plans (INR) for Claude & Claude Code
Think about cabinet from 1972 for one electricity meter.
You're right, but until the laws change we should be telling everyone how and make these tools better.
I worked in this industry as a software developer.
The student loan system in the United States is broken at both ends.
The student loan system in the United States is broken at both ends. The students have no incentive to shop around and keep costs down while going to school. The companies that loan money to students don't really look at whether or not they are a good risk. As painful as it may sound, I personally think that you should only be loaned a certain amount of money based on the degree you're getting and potential earnings in the future. If companies wish to loan you more money believing that you're good risk and charge you a little more interest along the way, that's fine, but you could also end up defaulting on your loan and the company could lose out on their bet. Their needs to be accountability and risk on both sides of this transaction. My two cents worth....
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